2nd driver no claims discount

 · I bought a second car and found an insurance quote.I sent a copy of the insurance certificate for my other car showing 10 years’ no-claims discount (NCD) but was told I Author: Anna Tims. No claims bonus as a named driver If you are intending on adding a named driver (or second driver) to your insurance policy, it could be worth asking if the named driver is able to build their own no claims. Some insurance providers reserve this for the policy holders, whilst .  · Yes, by paying a fee on top of the cost of your car insurance. That way if you do claim on your insurance, your NCD stays intact. Some insurance providers allow you to make two claims in a year without it affecting your discount. But other insurance providers may significantly cut your NCD if Estimated Reading Time: 4 mins.

No – you can only use your no-claims discount on one car insurance policy at a time. But you can earn a no-claims bonus on two cars - it just means starting from scratch on one of the vehicles. You could also transfer your no-claims bonus from one policy to another, depending on what saves you the most money. Second, you *may* not receive the same amount of discount as the main driver does; so if the main driver gets 50% discount for being 1 year claim-free, you may only get 45% (check with your respective insurer to know the exact details). Aged 25 or older. A named driver on an AA car insurance policy (the policy must have 2 or more years claim-free driving, with no fault claims). Free of convictions in the last 5 years. Without a current AA car insurance policy. If you qualify, call our UK call centre on 08and ask for a quote. And don't forget to say you're a named.

Put simply - you can earn a No Claims Discount (NCD) or No Claims Bonus Never forget that if you crash as a named driver on someone. Private Car Policies, Period of insurance with no claim, Discount on renewal. 1 year, 10%. 2 years, 20%. 3 years, 30%. 4 years, 40%. 5 years or longer, 50%. You could save up to 65% on your experienced driver discount by insuring a second vehicle with Dial Direct car insurance. Click here to find out more.